I realized how poor my family was when I was a high school senior. While filling out a financial aid form to go to college, I looked at my mom’s tax return to see how much she made. I asked her if it was a mistake. It wasn’t. She made $11,000 a year to support a family of four. Today I make four times as much as my mom did mainly because of one reason. Not dogged ingenuity or self-determinatio...